PRIVACY POLICY
FACTS: WHAT DOES GOLDSTAR TRUST COMPANY DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and account balances
- Transaction history and assets
- Retirement assets and account transactions
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons GOLDSTAR TRUST COMPANY chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does GOLDSTAR TRUST COMPANY share? | Can you limit this sharing? |
| For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes — to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | We don’t share |
| For our affiliates’ everyday business purposes — information about your transactions and experiences | No | We don’t share |
| For our affiliates’ everyday business purposes — information about your creditworthiness | No | We don’t share |
| For nonaffiliates to market to you | No | We don’t share |
| Who we are – What we do | |
| Who is providing this notice? | GoldStar Trust Company is a nondepository, Trust only branch of Happy State Bank |
| How does GOLDSTAR TRUST COMPANY protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does GOLDSTAR TRUST COMPANY collect my personal information? | We collect your personal information, for example, when you
Open an account or direct us to buy securities or give us your contact info or direct us to sell your securities or provide us your Driver’s License |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only
sharing for affiliates’ everyday business purposes—information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. |
| Definitions | |
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.
GOLDSTAR TRUST COMPANY does not share with our affiliates |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.
GOLDSTAR TRUST COMPANY does not share with nonaffiliates so they can market to you. |
| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
GOLDSTAR TRUST COMPANY does not jointly market. |